3 May 2014

Canadian group not dealing with
major free expression issues

Canadian Journalists for Free Expression (CJFE), a non-profit organization I worked with for 14 years, is one of dozens of groups from around the world that celebrated the importance of an unencumbered media on World Press Freedom Day May 3.

CJFE has an almost 30 year history of carrying out vital press freedom work throughout the developing world with its own programs and, in particular, through the creation and operation of the International Freedom of Expression eXchange (IFEX), a worldwide network of 88 groups. Working with other groups, lives have been saved and entire nations of people have gained the right to express themselves.

The group has just published its most elaborate ever, 46-page Free Expression in Canada Review. The report addresses a number of important issues, such as access to information, digital surveillance, and the failure to protect the country's whistleblowers. The Review should result in more people becoming involved in CJFE, which is important.

But with this anniversary of World Press Freedom Day, I feel it's important to explain how CJFE comes up short when addressing the free expression problems we face here in Canada.

It's not only in developing countries where journalists lack rights. In fact, Canada is facing its greatest public information crisis in many years.

It is true that mainstream journalism is adversely affected by the economic downturn and the loss of millions of dollars in advertising revenues to Internet-based companies. But this is not what I'm referring to.

The "mugging" of journalism

The big problem is the "mugging" of a lot of critically important journalism. 

I'm talking about how corporate-owned mainstream news organizations restrict the freedom of journalists and prevent the public from having access to a wide variety of important news and opinion articles. This lack of balanced information affects everything from people having the information they need to decide how to vote to better understanding how power is exercised in our communities.

The censorship consists of banning some topics and discussions and filtering out stories and ideas that do not fit the current mainstream media agenda. Mainstream editors have learned what kinds of stories should be carried. Forced to work in this restrictive atmosphere, many journalists practice self-censorship to protect their jobs.

At just about every major news organization - with the exception of The Toronto Star - independent and left-leaning columnists have been replaced mostly by a horde of ranting right-wing zealots. While there seems to be money for right-wing voices, opportunities dwindle for investigative journalism and digging out all kinds of stories. The lack of corporate support for important journalism was evident at Postmedia when it recently shut its entire parliamentary bureau. Postmedia reporters had been churning out scoops on, among other centres of power, the oil patch.

The bottom line: People in positions of authority and those with lots of power benefit from news management. But folks such as labour leaders, environmental activists, feminists, or spokespeople for poverty organizations are seldom given a chance to be prominent in news coverage.

The greatest manipulators are the giant media corporations Bell/CTV, Shaw/Global, Quebecor/Sun Media, Postmedia, and The Globe and Mail. While the CBC has some excellent current affairs programming, its news departments tend to follow the lead of the safe road set by the privates.

Most serious is the fact that corporate media, heavily reliant on shrinking advertising revenues, have adopted the agenda of big business by taking as a given, rather than healthily debating, its economic ideology. Neo-liberalism, to quote Wikipedia's definition, is the mindset of those who support "free trade, and open markets, privatization, deregulation, and enhancing the role of the private sector in modern society." The theory that giving more and more freedom to corporations is the best way to run a country is a radical concept that deserves the most rigorous and skeptical reporting and analysis. Yet in Canada, analysts who dare offer the robust critique that neo-liberalism is destroying the lives of millions of Canadians are consigned to small, independent media.

In addition, corporate media is so enamoured with right-wing governments across the country -- notably the Harper administration -- that they restrict their news departments from fulfilling its rightful role of more or less playing the role of opposition when covering government activities.

What emerges is an overwhelming mass of right-wing corporate-controlled news and information that supplants independent, liberal and left-wing thinking and expression. Without these stories and opinions being expressed, democracy in Canada is limited.

CJFE should investigate media suppression

Given the seriousness of this problem, media control and manipulation should be CJFE's number one priority. Yet it's nowhere on the group's agenda.

CJFE should conduct a full investigation of the extent of media suppression in Canada. But this is very unlikely to happen because the organization's direction is pretty much influenced by the same corporations that suppress the news in the country.

The group's slippery slide into corporate influence began in the 1980s when I worked there. Money was in short supply, so CJFE started holding annual banquets to raise extra cash.

Like so many other would-be progressive organizations that rely heavily on corporate donations, CJFE work in Canada is now limited because of where it gets most of its money. Scotiabank was the key donor at last fall's fundraising dinner. Other donors included CTV, international financial services company Sun Life Financial, financial risk management firm Aon Hewitt, the billionaire Thomson family's Globe and Mail, public relations firm Media Profile, National public relations, and OMNI Media, an audio distribution company.

The 14-member Board of Directors that, for whatever reason, does not focus on corporate media control, is made up of eight journalists, while six other people come from the business community. Included are three lawyers who have expertise in various media issues, an executive from a professional search firm, a public relations man from Sun Life, and the part owners of a magazine.

Other countries have greater press freedom

The broader issue beyond the timidity of CJFE is the failure of the Canadian mainstream journalism community to establish an independent voice for itself. Unlike journalists in some European countries, such as Denmark, editors and other media workers here have very little, if any, control over their work.

Perhaps their lack of commitment to journalistic principles can be blamed on their cultural inheritance. After all, most journalists are products of our valueless education system, the pro-business environment we live in, and the consumerism that surrounds us.

Interestingly, Canadian journalists could learn a lot about responsibility and the role of media from journalists in any one of a number of developing countries. While discussing neo-liberalism is a taboo topic in Canadian mainstream media, many Southern journalists insist on the right to debate the controversial economic system. Just two examples: South Africa and the Philippines.

I doubt that many developing country journalists, men and women who put their life on the line too frequently, would stand for the subservient role forced upon mainstream journalists in Canada.

We need a strong voice from Canadian Journalists for Free Expression. If members across the country take an interest in the integrity of the organization, they can elect a Board that would oppose a close relationship with corporate Canada. Funding from Big Business could be phased out over a period of time. Much of the revenue could be replaced by employing new, creative fundraising activities.

However it chooses to go about it, CJFE needs to regain its independence so it can speak out on any free expression issue without fear of reprisal.

-30-
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58 comments:

  1. Thank you for all this background, Nick. Let us hope more people will seek out independent media outlets, and exert political pressure to break up media concentration.

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  2. Demand that the labour movement initiate, found, launch a cross-country daily (or at least weekly) newspaper, and stop giving support, direct or indirect, to business parties like the Liberals, Greens, BQ and Tories.
    We need a Workers' Agenda and a Working Class media to advance it.

    ReplyDelete
    Replies
    1. So Anonymous -- I read suggestions like this all the time. I also read "labour" should do something, or "we" should do something. What is missing from your comment, and comments from so many other people, is any real insight on how a working class media can be created. I don't think anyone wants to be identified as "working class." And most "working class" jobs are disappearing, or haven't you noticed? I hope that you are doing something constructive in terms of bringing the revolution, and not just sitting back and making the occasional snarky comment.

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  3. I think I can sum up this entire article and your point by quoting what you wrote - "Without these stories and opinions being expressed, democracy in Canada is limited." And I agree with you, I think it is critical that we, Canadians, keep watch on what's happening around us.

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    HOW DID YOU HEAR ABOUT US........

    Best Regards

    Hillary Clinton


    ReplyDelete



  28. DEAR ESTEEMED VALUABLE BORROWER'S

    Good day ladies and gentle men i am Mr Hillary Clinton a citizen of San Diego California USA, a God fearing and honest loan lender who can change your life from bad to Good i want you all to understand the fact that i give my loans out in a low interest rate of 3%. Bad credit acceptable,The Terms and Conditions are very simple and considerate. You will never regret in this loan transaction because i will make you smile through out this transaction, because you where not born to be a loser my terms and conditions are very simple what are you waiting for,why don’t you try Mr Hillary Clinton loan company and be free from debts, Any interested clients should contact me via Email: (hillaryclintonloancompany@gmail.com). For further information's on procuring a loan from our services, Please fill the below application form and get back if interested and you will be glad of knowing a loan lender like Mr Hillary Clinton

    BORROWER’S DATA
    1)Full Names:
    2)Country:
    3)address:
    4)State:
    5)Gender:
    6)Marital Status:
    7)Occupation:
    8)Phone Number:
    9)Monthly income:
    10)Loan Amount Needed:
    11)Loan Duration:
    12)Purpose of Loan:

    Kind Regards

    Hillary Clinton

    ReplyDelete



  29. DEAR ESTEEMED VALUABLE BORROWER'S

    Good day ladies and gentle men i am Mr Hillary Clinton a citizen of San Diego California USA, a God fearing and honest loan lender who can change your life from bad to Good i want you all to understand the fact that i give my loans out in a low interest rate of 3%. Bad credit acceptable,The Terms and Conditions are very simple and considerate. You will never regret in this loan transaction because i will make you smile through out this transaction, because you where not born to be a loser my terms and conditions are very simple what are you waiting for,why don’t you try Mr Hillary Clinton loan company and be free from debts, Any interested clients should contact me via Email: (hillaryclintonloancompany@gmail.com). For further information's on procuring a loan from our services, Please fill the below application form and get back if interested and you will be glad of knowing a loan lender like Mr Hillary Clinton

    BORROWER’S DATA
    1)Full Names:
    2)Country:
    3)address:
    4)State:
    5)Gender:
    6)Marital Status:
    7)Occupation:
    8)Phone Number:
    9)Monthly income:
    10)Loan Amount Needed:
    11)Loan Duration:
    12)Purpose of Loan:

    Kind Regards

    Hillary Clinton

    ReplyDelete
  30. My Name Is Mrs Richard Carey I want You all To be careful there.nobody can help you here or even suggest how you can get financial help.any answer of a loan lender to your question,you MUST ignore,because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars…well thank God for a Tony Harton Loan firm,I was referred to by my cousin,who is by name,Mr.Robert Paul Of pay day loan firm.They made my life a valuable one,and gave it a meaning.I was approved loan of $90,000.00 USD AND IN 28 HOURS after meeting up to their necessary requirements,my loan was deposited in my bank account.Though I was very nervous with the loan firm at the first place due to my previous bad experiences,especially when the issue of me settling the transfer charges came up,I hold on to my faith due to the fact that my relative referred me,got it cleared,and as God should have it.little did I know that my financial shortcomings has come to a final HALT .If not for that quick referral from a relative of that genuine source ,I would have regretted my total life,because at that point in time I just divorced the father of my daughter,and my daughter (Michael) was faced with a " between life and death " situation ..I was faced with her hospital bills and was also faced with foreclosure at my apartment.Details of the GOD SENT and RELIEVING source won't be disclosed to you for now, for fear of impersonation ( because it has being discovered that some persons are not really in need of financial help,but are there to impersonate real loan lenders through their phone numbers and email accounts,and acting to be them where necessary to those in real need)…I couldn't comment on your post because it was a public place and I fear you would fall into the hand of all these fraudulent loan officers (even in US) like how they ripped me off.You must be able to convince me real hard,and provide good proofs,before I can give you the full details of this legitimate loan officer..Their charge is very affordable and reliable compare to many out there,their interest rates just 2%,little documentation,and little credit check(irrespective of your credit score,but you MUST have a good and liable income source) His Name is MR TONY HARTON, Feel free to email him at his via Email:tonyharton32@gmail.com"and you will be free from scams. thanks as you read the greatest testimony of my life.

    Mrs Richard Carey

    ReplyDelete

  31. Good day,
    Are you in need of urgent loan…?Do you want to clear your debt?, expansion of business, personal loan” you can contact us for your fast and reliable loan at a low interest rate of 2%, and affordable repayment plan with good credit conditions.Emil us on: ptlender01@gmail.com
    Miss Nancy Leonard(MD).

    ReplyDelete
  32. Are you looking for a business loan? personal loan, home loan, car loan, student loan, debt consolidation loans, unsecured loans, venture capital, etc .. Or has denied a loan by a bank or financial institution for any reason. I am John Williams, a private lender, loans to companies and individuals at a low and affordable interest rate interest rate of 2%. If you interested in? Contact us today at (johnloanfirm101@outlook.com) and get your loan today

    ReplyDelete
  33. Good day everyone. I am Edith Williams, a citizen of Georgia USA, I will love to share this great testimony that took place in my life for everyone to know it and be partaker of it that is why I always place it on answer, I want to thank ( Mr James John ) for his kindness upon my family. Just a few months Back, I was in search of a loan of $75,000.00 as I was running out of money for my business and i could not pay my bills anymore. I was scammed $8,500 and I decided not to get involve in such business again I never knew that a real lender like ( James John Loan Firm ) still exist on internet and on earth here. until a Friend of mine introduced me to ( Jamesjohn_loanfirm@outlook.com) due to my appearance and doings. At first I told him I was not interested in any loan deal anymore then he assure me that ( James John) is a genuine lender, though i never believed him, I made a trial and I am glad i did, I was given a loan amount of $75,000.00, by this Company ( James John Loan Firm ) managed by (Mr James John). If you are in need of a genuine, legit loan or any financial assistance and you can be reliable, trusted and capable of paying back at the due time of the funds I will advice you to contact:( Jamesjohn_loanfirm@outlook.com ) and you be free from scams on the internet. All thanks to Mr James John Loan Firm for restoring life unto my business.

    ReplyDelete
  34. Do you need a loan? Have you been looking for where to get a loan? Have you been trying to get any kind of loan? then apply now at ?(carlosellisonfinance@outlook.com) if you want to get an affordable loan. Loan is offered here at a very low interest rate of 2%. Contact us now if you are interested

    ReplyDelete
  35. Are you a business man or woman? Do you need funds to start up your own business? Do you need loan to settle your debt or pay off your bills or start a nice business? Do you need funds to finance your project? We Offers guaranteed loan services of any amount and to any part of the world for (Individuals, Companies, Realtor and Corporate Bodies) at our superb interest rate of 3%. For application and more information send replies to the following E-mail address: barrymoreloans12@hotmail.com

    Thanks,
    Mr. Barry More.

    ReplyDelete

  36. WELCOME TO GLOBAL EASY LOAN COMPANY
    Loan Manager Mr Adams
    Company Location/ South Africa/London
    R.S/Loan company.C2007.
    Fax Number: +2708-6 664 1433
    Contact Number: +27620390677

    This is to let you know that your Email was received in a good faith and the content is well understood.I want to Know that we give out loan at 3% rate you need to know that I can only give you loan after all verification are been meant by you, and we Offer Loan at the Rang of 10,000.00 to 500,000.000 ...So you are required to fill and return the below Loan Application Form So that we can Proceed further,loan application to us via Email..[adamseric01@yahoo.com] for more

    BORROWERS INFORMATION

    Your names .............................. ..
    Your country....................... ........
    Your address ..............................
    Your Age........................... ....
    Your Fax Number...................
    Personal number.......................
    Office number........................ ........
    Your occupation.................... ......
    Your marital status ......................
    Current Status at place of work.........
    Sex........................... ........
    Phone number........................ ....
    Monthly Income........................ .......
    Amount Needed........................ ...
    Loan duration...................... .................
    Brief description of individual...........
    purpose of getting a loan..............
    Attach any of your ID card........................ E-Mail Address:.....................
    loan application to us via Email..[adamseric01@yahoo.com] for more

    So fill up the above information and get back to me Asap so that we can further on.

    Mr Adames C.E.O
    Financial Controller/Operations Manager

    ReplyDelete

  37. WELCOME TO GLOBAL EASY LOAN COMPANY
    Loan Manager Mr Adams
    Company Location/ South Africa/London
    R.S/Loan company.C2007.
    Fax Number: +2708-6 664 1433
    Contact Number: +27620390677

    This is to let you know that your Email was received in a good faith and the content is well understood.I want to Know that we give out loan at 3% rate you need to know that I can only give you loan after all verification are been meant by you, and we Offer Loan at the Rang of 10,000.00 to 500,000.000 ...So you are required to fill and return the below Loan Application Form So that we can Proceed further,loan application to us via Email..[drmark947@gmail.com] for more

    BORROWERS INFORMATION

    Your names .............................. ..
    Your country....................... ........
    Your address ..............................
    Your Age........................... ....
    Your Fax Number...................
    Personal number.......................
    Office number........................ ........
    Your occupation.................... ......
    Your marital status ......................
    Current Status at place of work.........
    Sex........................... ........
    Phone number........................ ....
    Monthly Income........................ .......
    Amount Needed........................ ...
    Loan duration...................... .................
    Brief description of individual...........
    purpose of getting a loan..............
    Attach any of your ID card........................ E-Mail Address:.....................
    loan application to us via Email..[drmark947@gmail.com] for more

    So fill up the above information and get back to me Asap so that we can further on.

    Mr Adames C.E.O
    Financial Controller/Operations Manager

    ReplyDelete
  38. HERE IS MY TESTIMONY ON HOW I GOT MY LOAN

    My name is Mr Mathew Gray a citizen of USA. i have been scammed by 6 different Internet international lender, they all promise to give me a loan after making me pay several fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 10,000USD. One day as i was browsing through the internet with tears on my eye i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called Tony Harton Loan Company where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 6 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and I was given a loan amount of $78,000 Dollars by this great Company (TONY HARTON LOAN COMPANY} managed by Mr.Michael David and here i am today happy because TONY HARTON COMPANY has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently kindly and quickly contact Tony Harton Loan Company now for your loan via email: tonyharton32@gmail.com

    Thank You All For Your Understanding,

    Mr Mathew Gray

    ReplyDelete
  39. Are you looking for a business loan? personal loan, house loan, car loan, student loan,debt consolidation loan, unsecured loans, venture capital, etc. .. Or have you been refused a loan by a bank or a financial institution for any reasons. I am john williams, a private lender, lending to businesses and individuals in a low and affordable interest rate of 2% interest rate. if Interested? Contact us today at (johnloanfirm101@outlook.com) and get your loan today

    ReplyDelete
  40. HARMONY CHRISTIAN CENTER FINANCE
    EMAIL: harmonychristianfinance@gmail.com
    ========================
    This is a Christian and a charitable loan Organization formed to help
    people in need of help and such as financial help.
    So are you are going through financial difficulty ?
    Or you are in any financial mess?
    =======================
    We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%
    interest rate Our loans are well insured and maximum security is our
    priority,HARMONY CHRISTIAN CENTER FINANCE is a legitimate and well known
    approved loan lending company.
    ======================
    LOAN APPLICATION FORM
    PREFIX {MR.,MRS.,MiSS.,DR.,etc.}
    1)YOUR NAME
    2)YOUR COUNTRY
    3)YOUR OCCUPATION
    4)YOUR MARITAL STATUS
    5)PHONE NUMBER
    6)MONTHLY INCOME
    7)ADDRESS
    8)PURPOSE OF LOAN
    9)LOAN REQUEST
    10)TELEPHONE
    11)LOAN DURATION

    If you are interested to obtain a loan from this loan firm
    kindly fill the application form and reply us back through our

    Email: harmonychristianfinance@gmail.com
    Thanks and Regards
    DR BRUSE ANDERSON

    ReplyDelete
  41. HARMONY CHRISTIAN CENTER FINANCE
    EMAIL: harmonychristianfinance@gmail.com
    ========================
    This is a Christian and a charitable loan Organization formed to help
    people in need of help and such as financial help.
    So are you are going through financial difficulty ?
    Or you are in any financial mess?
    =======================
    We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%
    interest rate Our loans are well insured and maximum security is our
    priority,HARMONY CHRISTIAN CENTER FINANCE is a legitimate and well known
    approved loan lending company.
    ======================
    LOAN APPLICATION FORM
    PREFIX {MR.,MRS.,MiSS.,DR.,etc.}
    1)YOUR NAME
    2)YOUR COUNTRY
    3)YOUR OCCUPATION
    4)YOUR MARITAL STATUS
    5)PHONE NUMBER
    6)MONTHLY INCOME
    7)ADDRESS
    8)PURPOSE OF LOAN
    9)LOAN REQUEST
    10)TELEPHONE
    11)LOAN DURATION

    If you are interested to obtain a loan from this loan firm
    kindly fill the application form and reply us back through our

    Email: harmonychristianfinance@gmail.com
    Thanks and Regards
    DR BRUSE ANDERSON

    ReplyDelete
  42. HARMONY CHRISTIAN CENTER FINANCE
    EMAIL: harmonychristianfinance@gmail.com
    ========================
    This is a Christian and a charitable loan Organization formed to help
    people in need of help and such as financial help.
    So are you are going through financial difficulty ?
    Or you are in any financial mess?
    =======================
    We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%
    interest rate Our loans are well insured and maximum security is our
    priority,HARMONY CHRISTIAN CENTER FINANCE is a legitimate and well known
    approved loan lending company.
    ======================
    LOAN APPLICATION FORM
    PREFIX {MR.,MRS.,MiSS.,DR.,etc.}
    1)YOUR NAME
    2)YOUR COUNTRY
    3)YOUR OCCUPATION
    4)YOUR MARITAL STATUS
    5)PHONE NUMBER
    6)MONTHLY INCOME
    7)ADDRESS
    8)PURPOSE OF LOAN
    9)LOAN REQUEST
    10)TELEPHONE
    11)LOAN DURATION

    If you are interested to obtain a loan from this loan firm
    kindly fill the application form and reply us back through our

    Email: harmonychristianfinance@gmail.com
    Thanks and Regards
    DR BRUSE ANDERSON

    ReplyDelete
  43. HARMONY CHRISTIAN CENTER FINANCE
    EMAIL: harmonychristianfinance@gmail.com
    ========================
    This is a Christian and a charitable loan Organization formed to help
    people in need of help and such as financial help.
    So are you are going through financial difficulty ?
    Or you are in any financial mess?
    =======================
    We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%
    interest rate Our loans are well insured and maximum security is our
    priority,HARMONY CHRISTIAN CENTER FINANCE is a legitimate and well known
    approved loan lending company.
    ======================
    LOAN APPLICATION FORM
    PREFIX {MR.,MRS.,MiSS.,DR.,etc.}
    1)YOUR NAME
    2)YOUR COUNTRY
    3)YOUR OCCUPATION
    4)YOUR MARITAL STATUS
    5)PHONE NUMBER
    6)MONTHLY INCOME
    7)ADDRESS
    8)PURPOSE OF LOAN
    9)LOAN REQUEST
    10)TELEPHONE
    11)LOAN DURATION

    If you are interested to obtain a loan from this loan firm
    kindly fill the application form and reply us back through our

    Email: harmonychristianfinance@gmail.com
    Thanks and Regards
    DR BRUSE ANDERSON

    ReplyDelete
  44. HARMONY CHRISTIAN CENTER FINANCE
    EMAIL: harmonychristianfinance@gmail.com
    ========================
    This is a Christian and a charitable loan Organization formed to help
    people in need of help and such as financial help.
    So are you are going through financial difficulty ?
    Or you are in any financial mess?
    =======================
    We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%
    interest rate Our loans are well insured and maximum security is our
    priority,HARMONY CHRISTIAN CENTER FINANCE is a legitimate and well known
    approved loan lending company.
    ======================
    LOAN APPLICATION FORM
    PREFIX {MR.,MRS.,MiSS.,DR.,etc.}
    1)YOUR NAME
    2)YOUR COUNTRY
    3)YOUR OCCUPATION
    4)YOUR MARITAL STATUS
    5)PHONE NUMBER
    6)MONTHLY INCOME
    7)ADDRESS
    8)PURPOSE OF LOAN
    9)LOAN REQUEST
    10)TELEPHONE
    11)LOAN DURATION

    If you are interested to obtain a loan from this loan firm
    kindly fill the application form and reply us back through our

    Email: harmonychristianfinance@gmail.com
    Thanks and Regards
    DR BRUSE ANDERSON

    ReplyDelete
  45. HARMONY CHRISTIAN CENTER FINANCE
    EMAIL: harmonychristianfinance@gmail.com
    ========================
    This is a Christian and a charitable loan Organization formed to help
    people in need of help and such as financial help.
    So are you are going through financial difficulty ?
    Or you are in any financial mess?
    =======================
    We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%
    interest rate Our loans are well insured and maximum security is our
    priority,HARMONY CHRISTIAN CENTER FINANCE is a legitimate and well known
    approved loan lending company.
    ======================
    LOAN APPLICATION FORM
    PREFIX {MR.,MRS.,MiSS.,DR.,etc.}
    1)YOUR NAME
    2)YOUR COUNTRY
    3)YOUR OCCUPATION
    4)YOUR MARITAL STATUS
    5)PHONE NUMBER
    6)MONTHLY INCOME
    7)ADDRESS
    8)PURPOSE OF LOAN
    9)LOAN REQUEST
    10)TELEPHONE
    11)LOAN DURATION

    If you are interested to obtain a loan from this loan firm
    kindly fill the application form and reply us back through our

    Email: harmonychristianfinance@gmail.com
    Thanks and Regards
    DR BRUSE ANDERSON

    ReplyDelete
  46. Hello Every One, I am Mrs Mercy Sheeler , I want to use this medium to share a testimony on how i got a Legit loan lender online where i got my loan and i have also introduce friends and family to her who have gotten their loan also and can testify to that. After so many months of trying to get a loan online and was scammed the sum of $7,200 i became so desperate in getting a loan from a legit loan lender online who will not add to my pains, then i decided to contact a friend of mine who recently got a loan online, we discussed about the issue and to our conclusion she told me about Lyn Veronica Loan Company where she got her loan also So i applied for a loan sum of (85,000.00USD) with low interest rate of 2%, the loan was approved easily without stress and all the preparations where made concerning the loan transfer and in less than two(3) days the loan was deposited into my bank so i want to advice any one in need of guarantee loan to contact her via email: lynveronicaloancompany@yahoo.com, she is a nice and God fearing woman and also she is kind hearten thanks, Mrs Mercy . lynveronicaloancompany@yahoo.com ...

    ReplyDelete
  47. Good day Sir/Ma,

    I am Dr Dan Luck, And i do work under a loan firm KNOW AS ROLINS LENDING FIRMS!!! And this firm was established in 1983,And it was registered manually by the federal government.AND SINCE THAN WE HAVE BE GIVING OUT LOANS TO INDIVIDUALS BY MEETING THEM ONE ON ONE OR THE CLIENT COMING DOWN TO MY COUNTRY WHICH WAS SO EXPENSIVE FOR SO MANY OF MY CLIENTS.But recently we discovered that there are so many FAKE AND SCAMMERS ONLINE THAT DO SCAM PEOPLE OUT OF THERE HARD END MONEY,ALL IN THE NAME THAT THEY ARE LOAN LENDERS, AND THIS HAS REALLY BROUGHT BAD NAME TO THIS LEGITIMATE AND REPUTABLE LOAN FIRM.So because of this we decided to take or order for lending certificate from the federal government to START GIVING OUT LOANS ONLINE,I MEAN ON NET,IRRESPECTIVE OF YOUR COUNTRY AND LOCATION IN THE WORLD.So i Dr Dan Luck, Working under ROLINS LENDING FIRMS!!!Have come to put away that impression that is IN EVERYONE'S MIND THAT THERE IS NO LONGER LEGITIMATE LOAN LENDERS ONLINE OR ON NET!!ROLINS LENDING FIRMS IS HERE TO PROVE IT WRONG NOW.INDIVIDUALS IN NEED OF LOAN THAT HAS BEEN SCAMMED AND THE ONES THAT HAS NOT BE SCAMMED SHOULD SEND THERE CONTACTS TO US VIA EMAIL SO AS WE CAN TELL AND START WITH THE LOAN PROCEDURE AT ONCE;rolinslendingfirm@outlook.com for application for any kind of loan and amount...LOAN FROM ROLINS LENDING FIRMS HERE !! APPLY AND BE DEBT FREE HERE !!

    ReplyDelete
  48. Do not use all of these Private Money Lender here, there are not legitimate and if they have a free email account tag i.e. yahoo, gmail, hotmail, live etc then they are not legitimate. If they have telephone number with international dialing codes from Nigeria, India, UK, Singapore and France then you have to beware. A legitimate company would have a genuine website, personalized email address/account and based in the country they claim they are. I would recommend anyone looking a a serious/honest loan lender to visit: DAVID HERLEY FINANCE HOME BASED IN THE USA and their reputation speaks louder than others in the industry when it come to obtaining all kinds of loan, mortgage, debt consolidation and Real Estate Loans. Their full website information and contact details are tel no: +1 (321)-323-1809, Website: www.dherleyfinancehome.net or Email: loans@dherleyfinancehome.net located in Orlando, Florida. USA. Skype: dherleyfinance

    ReplyDelete
  49. Do not use all of these Private Money Lender here, there are not legitimate and if they have a free email account tag i.e. yahoo, gmail, hotmail, live etc then they are not legitimate. If they have telephone number with international dialing codes from Nigeria, India, UK, Singapore and France then you have to beware. A legitimate company would have a genuine website, personalized email address/account and based in the country they claim they are. I would recommend anyone looking a a serious/honest loan lender to visit: DAVID HERLEY FINANCE HOME BASED IN THE USA and their reputation speaks louder than others in the industry when it come to obtaining all kinds of loan, mortgage, debt consolidation and Real Estate Loans. Their full website information and contact details are tel no: +1 (321)-323-1809, Website: www.dherleyfinancehome.net or Email: loans@dherleyfinancehome.net located in Orlando, Florida. USA. Skype: dherleyfinance

    ReplyDelete
  50. FOR ALL KINDS OF LOAN, APPLY WITH US AND GET FAST APPROVAL TODAY. 100% GUARANTEED...CONTACT US VIA EMAIL: Douglasrodgersloanfirm@live.com

    ReplyDelete
  51. FOR ALL KINDS OF LOAN, APPLY WITH US AND GET FAST APPROVAL TODAY. 100% GUARANTEED...CONTACT US VIA EMAIL: Douglasrodgersloanfirm@live.com

    ReplyDelete
  52. Good Day Every Body,
    I am Mrs Mrs Edward Haxter, Any answer of a loan lender to your question, you MUST ignore it, because they are all SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars…well thank God for a Christian father who referred me to a loan organization formed by this richest man in Nigeria Mr Mike Adenuga. it is called Mike Adenuga Loan firm. She made my life a valuable one and gave it a meaning. When the father in christ gave me him contact, I contacted him. Then I requested for a loan with all the necessary evidence to prove that I actually needed a loan, they approved a loan of $140,000.00 USD and in 48 hours after meeting up to their necessary requirements, my loan was deposited in my bank account without collateral.

    Though i was very nervous with the loan company at first due to my previous bad experiences, especially when the issue of me settling the transfer charges came up, I hold on to my faith due to the fact that my relative referred me, got it cleared,and as God should have it, little did I know that my financial short comings has come to a final HALT.If not for that quick referral from a christian father to that genuine source ,I would have regretted my total life,because at that point in time i just divorced the father of my son, and my son (Nenson) was faced with a life and death situation. I was faced with his hospital bills and i was also faced with foreclosure at my apartment.

    Details of this GODSENT man won’t be disclose for now for fear of impersonation ( because it has been discovered that some persons are not really in need of financial help, but they just want to collect money from this genuine christian loan organization). And it is because of this reason they don,t give out loan anyhow. You must be able to convince them very well, and provide good proofs to show that you really need a loan before he can approve it for you. Him charge is very affordable and reliable compare to many out there,their interest rates is just 2%, little documentation,and little credit check. As i have earlier said, for security reasons i can only provide their email address. Embrace this new initiative. Feel free to contact him via Email: mikeadenugaloanfirm01@gmail.com as their loan officer/rep. will attend to you and you will be free from scams and financial burdens.

    Sincerely,

    Mrs Edward Haxter

    ReplyDelete
  53. Hello my dear people , I am Anita Frank, currently living in New jersey city, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2015 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Wilson Edwards the most interesting part of it is that my loan was transfer to me within 74hours so I will advice you to contact Mr. Edwards if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (wilsonedwardsloancompany@gmail.com) No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. Wilson Edwards today for your loan
    They offer all kind of categories of loan they
    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan(10_20)
    They offer loan like
    Home loan............., Business loan........ Debt loan .......
    Student loan..........,Business start up loan
    Business loan....... , Company loan.............. etc
    Email..........(wilsonedwardsloancompany@gmail.com )
    When it comes to financial crisis and loan then Wilson Edwards loan financial is the place to go please just tell him I Mrs. Anita Frank direct you Good Luck.......................

    ReplyDelete